Pensions for a secure future
You live in the present, but sometimes you consider your financial future. How can you pass on your assets in a tax-efficient way to the next generation? Will you cope financially if you live to a very old age? Do you have good pension arrangements? Are you already thinking about transferring your company?
You may encounter pleasant and less pleasant things in the future which you have not provided for. These may also have tax consequences for you. To some extent you can prepare for them already so that your financial situation is future-proof.
Taking steps to cover your ‘pension gap’.
By building up an individual pension you can set income aside so you can convert it into income and taxable benefits during your retirement. It is sometimes necessary to build up a supplementary pension. For example because there is no employer's pension scheme or because your accrued pension is insufficient, a phenomenon known as the ‘pension gap’. The government encourages individual pension provision through favourable tax rules. We will help you to make full use of these arrangements.
Transferring your company
When you retire you can transfer your company to the next generation. We recommend that you always consider this in good time. Because proper, timely preparation can save you tax. We will examine your requirements and devise appropriate ways to transfer your company and assets tax-efficiently to your successors. Your financial advisor will take full account of your situation and family composition.